Whisk together the instant vanilla pudding mix and cold milk until smooth and slightly thickened. If the mixture feels too stiff, stir in a small spoonful of cream to maintain a creamy consistency.

Add the sweetened condensed milk and softened cream cheese to the pudding. Beat until completely smooth and lump-free to achieve a silky, creamy texture for the layers.

In a separate bowl, whip the heavy whipping cream with vanilla extract until soft peaks form. Gently fold it into the pudding mixture, keeping the texture light and airy for the cheesecake layer.

In a trifle dish or individual cups, create layers in this order:

Crushed vanilla wafers or graham cracker crumbs

Banana pudding mixture

Sliced bananas

Sliced strawberries and strawberry puree or whipped topping

Repeat the layers if desired, finishing with a strawberry/whipped cream topping. This method ensures a visually appealing presentation while balancing textures.

Refrigerate for at least 2–4 hours, or overnight for best results. Before serving, garnish with extra whipped topping, strawberries, chocolate shavings, or crushed cookies. The chilling process allows the flavors to meld, giving a rich, indulgent taste in every bite.